- For small groups two plans can be offered - subject to having clear categorization criterion based on hierarchy.
- It must be ensured that application forms are filled correctly & completely
- Name & Date of Birth of the applicant must be entered in the task exactly as per the passport/visa.
- Be sure that all scanned documents are clear and readable.
- If names in attached documents are written in Arabic or not readable, please make sure to rename files with clear identification of the document.
- The quotations validity is 30 days.
- Change of plan isn’t allowed once policy is issued.
- Members 61 and above would need to submit updated medical report from attending medical specialist.
- Update of female members marital status and addition of the maternity benefit must be notified within 30 days of marriage. Any correction is not allowed during the policy year.
- Premium of maternity addition during the policy year cannot be the same as the indicative maternity premium but is subject to medical underwriting and declaration of pregnancy. Any declaration (including pregnancy) can lead to an increase in premium.
- Premium for New-born baby addition during the policy year cannot be the same as the indicative premium of 0-15 years published but is subject to medical underwriting and submission of the Hospital Discharge summary / Medical report leading to increase in premium.
- Always try to enter effective date as per COC to avoid any change in the final invoice.
- If there is any significant change in the medical status of any of the insured members/applicant from the issuance of the quotation until its acceptance, the applicant/members will have to notify Daman accordingly, as it will have an impact on this Quotation. Failure to do so will invalidate the quoted Premium. The quotation will be considered null and void.