The UAE offers long-term residence visa options, enabling foreign nationals to live, work and study in United Arab Emirates without the need of a national sponsor.
As a government trusted health insurance company, we are happy to offer an array of options to meet all your health insurance needs.
Access more than 2,500 medical service providers across the UAE.
Receive regular health check-ups, alternative medicine, and physiotherapy.
Enjoy full coverage on dental and optical procedures.
Access telemedicine from the comfort of your home.
Manage your health policy conveniently online and via mobile app.
UAE extended to SEA*, ISC* and AC*
for IP treatment on
Reimbursement
Worldwide excl. US, CAN
Worldwide
Emergency Coverage
UAE extended to SEA*, ISC* and AC*
for IP treatment on
Reimbursement
Worldwide
Worldwide
Coverage outside UAE during
single Holiday or Business Trip
180 days
180 days
180 days
Network
UAE: Narrow Outside UAE: NA
UAE: Exclusive 1
Outside UAE: WW excl. US
CAN
Within UAE: Exclusive 1
Outside UAE: WW
Network Coverage
100%
100%
100%
Non-Network Coverage
50% on Reasonable and Customary
80% on Reasonable and Customary
100%
Out-patient Benefits
100% at Network Providers 50% at Non-Network Providers
100% at Network Providers 80% at Non-Network Providers
100% Covered
Pharmaceuticals
80% (Maximum Annual Limit AED 3,000 Per Person Per Policy Year)
(Long term medications to be dispensed up to 30 days without pre-
authorization)
(Out of pocket limit of AED 100 Per prescription)
100% at Network Providers 80% at Non-Network Providers
100% Covered
Dental
80% covered, Up to AED 1,500
80% covered, Up to AED 3,500
80% covered, Up to AED 15,000
Optical
Not Covered
Not Covered
Limited to 2 vision tests per year and maximum up to AED 500
*Note: Above premiums are indicative. Your premium will be calculated as per your age, gender and Golden visa issuing authority.
**Note: ISC: Indian Sub Continent | SEA: South East Asia | AC: Arab Countries
The Golden Visa Insurance is a selection of comprehensive health insurance plans available for golden visa applicants to fulfill the health insurance required under the “Thrive in Abu Dhabi Programme.” For more information about the United Arab Emirates Golden Visa, click here
The Golden Visa Insurance is available for United Arab Emirates Golden Visa applicants and their dependents who do not have an existing health insurance coverage.
Primary applicants are requested to submit the following documents:
Individual Enhanced Application Form
Additional medical reports, if required
Your premium will vary according to your age and the plan option you have chosen. Our Daman sales representatives will guide you accordingly to find a reasonable coverage and premium that meet your needs.
You can buy a Golden Visa Insurance plan at Daman branches or online through the website. You can also reach us through our call centers 24/7 and we will ask one of our sales representatives to contact you.
Your policy duration is 1 year (annual contract) and can be renewed on a yearly basis.
A six-month visit visa insurance plan – “Ziyarah,” is also available for golden visa applicants living abroad who have applied for a six-month visa to visit United Arab Emirates to complete their golden visa application documentation and processing.
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