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Golden Visa

As a trusted national health insurer and government partner, we are pleased to provide Golden Visa holders with a range of tailor-made solutions in keeping with their status as a long-term resident of the UAE. 

Our dedicated policies offer many benefits with options to suit all needs, from higher annual coverage limits to a wider geographic coverage that extends beyond the UAE and across the globe.   

Key highlights: 

  • Access more than 2,500 medical service providers across the UAE.
  • Coverage includes regular health check-ups, treatment with alternative medicines and physiotherapy sessions.
  • Enjoy full coverage on dental and optical procedures.
  • Access telemedicine services from the comfort of your own home.
  • Manage your policy conveniently online or via our mobile app.

Select a product of your choice below.

 

Plan Name Golden Visa - Core Silver
Request Quote		 Golden Visa - Enhanced Gold
Request Quote		 Golden Visa - Premier
Request Quote
Premium

Starting at

AED 2,393 *

Starting at

AED 4,985 *

Starting at

AED 39,857 *
Annual Limit AED 300,000 AED 2,500,000 AED 20,000,000
Territorial Limit UAE
extended to SEA**, ISC** and AC**
for IP treatment on
Reimbursement		 Worldwide excl. US, CAN Worldwide
Emergency Coverage UAE
extended to SEA**, ISC** and AC**
for IP treatment on
Reimbursement		 Worldwide Worldwide
Coverage outside UAE during
single Holiday or Business Trip		 180 days 180 days 180 days
Network

UAE:

Essential 5

Outside UAE:

NA

UAE:

Exclusive 1


Outside UAE:

WW excl. US
CAN

Within UAE:

Exclusive 1


Outside UAE:

WW
Network Coverage 100% 100% 100%
Non-Network Coverage

50%

on Reasonable and Customary

80%

on Reasonable and Customary

 100%
Out-patient Benefits

100%

at Network Providers 50% at Non-Network Providers

100%

at Network Providers 80% at Non-Network Providers

100%

Covered
Pharmaceuticals

80%

(Maximum Annual Limit AED 3,000 Per Person Per Policy Year)
(Long term medications to be dispensed up to 30 days without pre-
authorization)
(Out of pocket limit of AED 100 Per prescription)

100%

at Network Providers 80% at Non-Network Providers

100%

Covered
Dental

80%

covered, Up to AED 1,500

80%

covered, Up to AED 3,500

80%

covered, Up to AED 15,000
Optical Not Covered Not Covered Limited to 2 vision tests per year and maximum up to AED 500

*Note: Above premiums are indicative. Your premium will be calculated as per your age, gender and Golden visa issuing authority.

**Note: ISC: Indian Sub Continent | SEA: South East Asia | AC: Arab Countries


Golden Visa - FAQ
 

  1. What is Golden Visa Insurance?

The Golden Visa Insurance is a selection of comprehensive health insurance plans available for golden visa applicants to fulfill the health insurance required under the “Thrive in Abu Dhabi Programme.” For more information about the United Arab Emirates Golden Visa, click here

 
  1. Who can apply for Golden Visa Insurance?

The Golden Visa Insurance is available for United Arab Emirates Golden Visa applicants and their dependents who do not have an existing health insurance coverage.

 
  1. What are the requirements to apply for Golden Visa Insurance?

Primary applicants are requested to submit the following documents:

  • Individual Enhanced Application Form
  • Additional medical reports, if required

 
  1. How much does Golden Visa Insurance cost?

Your premium will vary according to your age and the plan option you have chosen. Our Daman sales representatives will guide you accordingly to find a reasonable coverage and premium that meet your needs.

 
  1. Where can I buy a Golden Visa Insurance plan?

You can buy a Golden Visa Insurance plan at Daman branches or online through the website. You can also reach us through our call centers 24/7 and we will ask one of our sales representatives to contact you.

 
  1. My Golden Visa is valid for 5/10 years. Can I obtain a Golden Visa Insurance plan for the same period as my Visa?

Your policy duration is 1 year (annual contract) and can be renewed on a yearly basis.

 
  1. I live abroad, and my golden visa application is still under process, am I required to buy a Golden Visa Insurance plan at this stage?

A six-month visit visa insurance plan – “Ziyarah,” is also available for golden visa applicants living abroad who have applied for a six-month visa to visit United Arab Emirates to complete their golden visa application documentation and processing.