You’ve already paid it forward in life, and it’s time someone returns the favor! Sit back and relax because we’ve got your retirement health insurance covered.
Access more than 2,500 medical service providers across the UAE
Receive regular health check-ups, alternative medicine, and physiotherapy
Enjoy full coverage on dental and optical procedures
Indian Subcontinent, South East Asia and Arab Countries for IP treatment only
Worldwide excluding USA and Canada
Worldwide
Pre-existing conditions
Covered up to AED 150,000 if declared during application
Covered upt o AED 150,000 if declared during application
Covered up to AED 150,000 if declared during application
Out-patient Benefits
Covered
Covered
Covered
Pharmaceuticals
Up to AED 3,000 with 20% co-pay
Up to AED 5,000 with 20% co-pay
Up to AED 10,000 (no co-pay)
Dental (Optional)
Covered up to AED 1,000 with 20% co-pay
Covered up to AED 1,000 with 20% co-pay
Covered up to AED 1,000 with 20% co-pay
Optical (Optional)
Covered up to AED 500 Per Person. Coverage includes 1 vision test per year and Prescribed Eye glasses & Frames
Covered up to AED 500 Per Person. Coverage includes 1 vision test per year and Prescribed Eye glasses & Frames
Covered up to AED 500 Per Person. Coverage includes 1 vision test per year and Prescribed Eye glasses & Frames
To be eligible for the Madeed plan, you must fall under the following criteria:
Be a holder of a Retirement Visa issued by the General Directorate of Residency and Foreigners Affairs (GDRFA-Dubai)
Be at least 55 years old if you are the principal member of the policy
Yes, dependents sponsored by Retirement Visa holders are eligible to be enrolled in this plan.
You can buy a Madeed plan at Daman branches, online through the website and with the help of insurance brokers. You can also reach us through our call centers 24/7 and we will ask one of our sales representatives to contact you.
You can choose from 3 plan options under Madeed. Plans vary in terms of network, geographical coverage and other benefits:
Madeed Bronze
Madeed Silver
Madeed Gold
Depending on the plan option, there are 3 geographical coverage options to choose from:
UAE (Madeed Bronze)
UAE and home country (HC) (Madeed Silver)
Worldwide (WW) (Madeed Gold)
Yes, Non-Network coverage is offered under Madeed Plans, as specified in the plan Schedule of Benefits (SOB) on a reasonable and customary basis
At the time of application, you can request to add dental and optical benefits under your Madeed plan.
Your premium will vary according to your age and the plan option you have chosen. Our Daman sales representative will guide you accordingly to find a reasonable coverage and premium that meet your needs.
Yes, pre-existing conditions declared in the Individual Application Form (IAF) are covered up to a maximum of AED 150,000.
The Madeed plan is offered with 3 different pharmacy option limits as follows:
AED 3,000 (Madeed Bronze)
AED 5,000 (Madeed Silver)
AED 10,000 (Madeed Gold)
Yes, the Medical check-up benefit is covered under the Madeed Silver and Madeed Gold plans.
Pandemics/epidemics are excluded under the Madeed plan. However, as directed by the Dubai Health Authority (DHA), treatment for COVID-19 is covered under the Madeed plan till further notice.
Yes, to encourage wellbeing your Madeed plan offers a screening benefit for:
Annual Breast Cancer Screening
Annual Prostate Cancer Screening
Colorectal Cancer Screening
Cervical Cancer Screening
Hepatitis C Virus Screening
Your policy duration is 1 year (annual contract) and can be renewed on an annual basis.
No, the Madeed plan is available only for Retirement Visa holders issued by the GDRFA-Dubai.