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Be certain of your employee’s healthcare plan

Choose a simplified package that adds the kind of value employees appreciate.

As a small business investor, owner of a company in a freezone, or freelancer, you want to reduce risks when it comes to taking care of your health, your dependents’ health or the health of your employees. 

Value Choice by Daman is easy to follow and offers variety of benefits that’s gives you many options to choose from. 

Value Choice, Flexible Coverage.

  • Covers 1 to 10 employee and their dependents
  • Ideal for Freezone companies, Freelancers, Consulting firms, Small businesses etc.
  • Easy online enrolment and flexible coverage with a variety of plans
  • Enjoy the flexibility to select network providers or co-insurance limit to reduce premium

 

Buy now

 

Value Choice plans for Emirates of Abu Dhabi/ Emirates of Dubai & Northern Emirates

View our plans based on your visa issuing place below

If you’re a Company with up to 10 employees and their dependents (including investors), then you qualify for our Value Choice health insurance plans.

  • There are three different plan options under Value Choice - Gold, Silver, Bronze.
  • You can customize your plan by selecting the benefits and the coverage limit. These include network, territory, optical, dental and many more.
  • It is a pocket-friendly plan with co-insurance and other cost sharing options

You can buy a Value Choice plan at Daman branches, from the Daman website or with the help of our insurance brokers

Yes, we can include families in the Value Choice plans provided you are a dependent, and/or the principals are a part of the company as defined in the eligibility criteria.

Yes, pre-existing conditions are covered under the Value Choice plan up to a specified limit, if you have declared the same in your application form

Yes, medical reports are required in below mentioned scenarios, such as:

  • For members 61 years and above
  • For newborns up to 6 months of age
  • As and when requested by Daman

Up to a maximum of two Plan Choices (Categories) can be opted for under your Value Choice plan, subject to having a clear categorization criterion based on hierarchy. Please note, principals and dependents will need to be enrolled in the same category. 

No, your network will depend on the location where your trade license has been issued.  If your company is registered in the Emirate of Abu Dhabi, then your coverage will be under the Daman Network. If your company is registered in the Emirate of Dubai or Northern Emirates, your coverage will be under the NAS network

  • In case your plan is under the Daman network, you can submit your claim either through the Daman mobile app or the Daman website
  • In case your plan is under the NAS network, you can submit your claim either through the NAS mobile App or the NAS website

For any complaints, members need to directly contact the NAS through following channels:

You can reach us through our call center 24/7 on 600-5-32626 or email us at customerinfo@damanhealth.ae