Go Back

Large Group Business FAQ

What is the definition of the Large Group Businesses segment?

Large Groups are defined as groups above 150 employees. Daman offers a single health insurance policy for large group businesses. This policy offers comprehensive coverage options, low premium costs, and tailored policy benefits to suit the diverse healthcare needs of large group businesses.

Is a medical report required for members during plan enrolment?

Yes, a medical report is required in the below-mentioned scenarios:

  • For members 65 years and above
  • As and when requested by Daman

Are pre-existing conditions covered under Large Group Businesses?

Yes, pre-existing conditions are covered.

What are the available plans under Large Group Businesses?

You can choose from a wide variety of plans that suit your requirements in compliance with the health insurance law outlined by the DOH and DHA, including but not limited to the Core & Enhanced series, Classic Chrome Extended series, and Secure & Select series, in addition to the Premier Plan.

How can members submit claims for reimbursement?

Members can submit the claim either through the Daman mobile app or the Daman website.

As a Group Policyholder, where can I buy a health insurance plan for the group?

You can approach us at Daman branches, request a quote on Daman’s website or with the help of our insurance brokers.

Can businesses customise coverage for their employees?

Yes, businesses can customise health insurance plans to align with the specific needs of their employees, including coverage options, wellness programmes, and additional benefits.

What is the waiting period for new employees to be covered?

Coverage becomes effective as soon as the policy is activated, ensuring immediate access to healthcare benefits.

What wellness programmes are included in Large Group Plans?

Daman offers tailor-made wellness programmes for Large Groups including but not limited to preventive health screenings, mental health support, medical check-ups, fitness events, health-related webinars/ articles and much more to promote employee well-being.

Are dental and vision benefits included?

Certain plans provide optional dental and vision benefits that can be added to enhance coverage.

Is maternity coverage included for female employees?

Yes, maternity coverage is included.

How do I renew a group policy?

You can approach us at Daman branches or with the help of our insurance brokers.

What happens if a business delays premium payments?

Late payments may result in policy cancellation or penalties. This means that if businesses do not pay their insurance premiums on time, they risk losing coverage or incurring additional financial penalties.

Whom do I contact for more information about Large Group Businesses?

You can reach us through our call center 24/7 on 600-5-32626 or email us at [email protected].

This site is registered on wpml.org as a development site. Switch to a production site key to remove this banner.