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Value Choice FAQ

How do I know if I am eligible for Value Choice?

If you’re a Company with up to 10 employees and their dependents (including investors), then you qualify for our Value Choice health insurance plans.

Where can I buy my Value Choice plan?

You can buy a Value Choice plan at Daman branches, from the Daman website or with the help of our insurance brokers

Can I also include my family in the Value Choice plan?

Yes, we can include families in the Value Choice plans provided you are a dependent, and/or the principals are a part of the company as defined in the eligibility criteria.

Is a medical report required for members during plan enrolment?

Yes, medical reports are required in below mentioned scenarios, such as:

  • For members 61 years and above
  • For newborns up to 6 months of age
  • As and when requested by Daman

Are pre-existing conditions covered under the value Choice plan?

Yes, pre-existing conditions are covered under the Value Choice plan up to a specified limit, if you have declared the same in your application form

What is the maximum number of Value Choice plans allowed under each Company policy?

Up to a maximum of two Plan Choices (Categories) can be opted for under your Value Choice plan, subject to having a clear categorization criterion based on hierarchy. Please note, principals and dependents will need to be enrolled in the same category.

Whom do I contact for more information about Value Choice?

You can reach us through our call center 24/7 on 600-5-32626 or email us at [email protected]

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